Payments intelligence that shapes winning products.

We bring the full competitive payments landscape and customer insight into product decisions, helping issuers, merchants, and fintechs build and evolve payment products that win on acquisition, spend, and profitability.

Some of the many clients that have leveraged our payments intelligence

Targeted consulting for critical product decisions

Our consulting supports organizations at different moments in the product lifecycle: from early definition to ongoing optimization and ecosystem‑level strategy. Each area below addresses a distinct set of decisions, while working together as part of a broader system.

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Who We Work With

We work with organizations across the payments ecosystem that are responsible for making product decisions with real financial and strategic impact.

Issuers and financial institutions managing card portfolios

Merchants and consumer brands across retail, travel, and beyond developing and managing co-brand payment products

Fintechs and digital payment providers launching or scaling products

Networks, processors, and ecosystem partners influencing product design and performance

Our consulting is best suited for teams facing complexity, trade‑offs, and decisions that require more than internal opinion or isolated analysis.

A structured approach to complex product decisions

Our consulting and analytic services are grounded in a set of connected methodologies that bring rigor and consistency to how decisions are evaluated and applied over time.

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How we’re different

PI‑360 is our proprietary data and insight platform that underpins our consulting work. It integrates market intelligence, benchmarks, and analytical models into a shared decision framework—ensuring insights are evidence‑based, comparable, and scalable.

PI‑360 allows us to go deeper than point‑in‑time analysis and deliver consulting that is rigorous, repeatable, and difficult to replicate.

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Have a question or want to explore working together?

Reach out to learn more, request a success story, or to discuss your specific objectives.

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